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just a tip... if you cannot get into IBA in the first try then do not worry... try next semester or even next year... meanwhile get a job, or several interships and make sure you learn how to work at those interships because what u learn during your BBA or MBA barely applies to real work life....so while you are waiting to apply again (and hopefully with a job or internships under your belt so that by the time you are 19 you have a Cv/Resume) learn excel extensively using video tutorials on youtube.com via the channel excel is fun and via torrents on piratebay.com, also learn SAP via tutorials on piratebay along with C++ for its ABAP, or learn Python, Javascript along with OpenErp... so that you develop skills that matter ... btw if you guys are finance students then the BBA and MBA is useless... straightaway go for the CA because the CA actually teaches you skills you will use in a wide variety of roles: you can enter Tax, Audit, Financial Management either as a consultant in a accounting firm or as an employee for a FMCGs, Banks, Marketing Firms, etc ... the CFA and FRM are not really applicable but they are a VERY good credentials to have, with the CFA relevant for Equity Research, Asset Management, Corporate Finance and Treasury Management, the FRM is relevant for Banks' Asset Liability Management (ALM), Treasury Roles and Risk Departments.... however, if you find the ACCA too difficult, then go for a B.com and at the same time get a job and then go for the MBA... because while you do you B.com privately and also do your job .. for lets say 3 years, you will fulfill the IBA job requirement of 2 years prior to the MBA

unfortunately for the ACCA the scope has reduced since there is a limit for entry as auditors, additionally the ACCA is look down upon as "only a certification"
 
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